Last Updated: January 2025

This Privacy Policy describes how Xtra Credit ("we," "our," or "us") collects, uses, and protects your information when you use our mobile application.

Information We Collect

Personal Information

We may collect the following types of personal information:

  • Account Information: Email address, name, and other information you provide when creating an account
  • Airline Credit Data: Credit amounts, airline information, expiration dates, and related travel data you choose to store
  • Device Information: Device type, operating system version, and unique device identifiers
  • Usage Data: How you interact with the app, features used, and performance data

Automatically Collected Information

We automatically collect certain information when you use our app:

  • App usage statistics and crash reports
  • Device and system information
  • Network information and IP address

How We Use Your Information

We use the information we collect to:

  • Provide and maintain the app's functionality
  • Sync your data across your devices using iCloud
  • Send you notifications about credit expirations and app updates
  • Improve our app's performance and user experience
  • Provide customer support
  • Comply with legal obligations

Data Storage and Security

Local Storage

Your airline credit data is primarily stored locally on your device. This ensures your sensitive financial information remains under your control.

iCloud Sync

When you enable iCloud sync, your data is encrypted and stored securely in your personal iCloud account. We do not have access to your iCloud data.

Security Measures

We implement appropriate security measures to protect your information:

  • Data encryption in transit and at rest
  • Secure authentication protocols
  • Regular security audits and updates
  • Limited access to personal information

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • With Your Consent: When you explicitly authorize us to share your information
  • Service Providers: With trusted third-party services that help us operate our app (e.g., analytics, crash reporting)
  • Legal Requirements: When required by law or to protect our rights and safety
  • Business Transfers: In connection with a merger, acquisition, or sale of assets

Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request access to your personal information
  • Correction: Update or correct your information
  • Deletion: Request deletion of your personal information
  • Data Portability: Export your data in a portable format
  • Opt-out: Disable notifications or data collection features

To exercise these rights, please contact us at [email protected].

Children's Privacy

Our app is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

International Users

If you are using our app from outside the United States, please note that your information may be transferred to, stored, and processed in the United States where our servers are located.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: